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Terms of Use

BEFORE USING THE HOUSING FINANCE CORPORATION’S WEBSITE (WWW.THFCORP.COM) PLEASE READ THE FOLLOWING TERMS OF USE:

Who we are:

The Housing Finance Corporation Limited ("THFC") is registered society with registered number 25862R. Its offices are at 4th Floor, 107 Cannon Street, London, EC4N 5AF.

Introduction:

THFC maintains this Website (the "Site") for your personal use. Your access to and use of this Site is subject to the following Terms of Use.

By using this Site, you confirm that you accept these Terms of Use and that you agree to comply with them.

If you do not agree to these Terms of Use, please do NOT use the Site.

We recommend that you print a copy of this for future reference.

Other applicable terms:

These Terms of Use refer to the following additional terms, which also apply to your use of the Site:

  •          Our Privacy Policy http://www.thfcorp.com/privacy-policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Site, you consent to such processing and you warrant that all data provided by you is accurate.

 

Limitation of liability:

Nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, the Site; or
  • use of or reliance on any content displayed on the Site.

Please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • loss or corruption of data;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on the Site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Changes to these Terms of Use:

THFC reserves the right to update these Terms of Use at any time without notice to you. The most current version of the Terms of Use may be accessed by clicking on the "Terms of Use" hypertext link located at the bottom of the Site. If you do NOT agree to any amended Terms of Use at any time, please do NOT use this Site.

Accuracy and Completeness of Information:

While THFC strives to ensure that the information contained in this Site is accurate and reliable, THFC makes no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assumes no liability or responsibility for any omissions or errors in the content of this Site.

The content of the Site is for general information only. The Site does not contain or amount to advice on which you should rely. You should obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.

Modification of Site:

THFC will periodically revise the information services and resources contained in this Site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors.

Your Use of the Site:

You may download content for non-commercial, personal use only, provided copyright, trademark or other proprietary notices remain unchanged and visible. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. You agree that you will not otherwise copy, modify, alter, display, distribute, sell, broadcast or transmit any material on the Site in any manner without the written permission of THFC.

No Unlawful or Prohibited Use:

As a condition of your use of the Site, you will not use the Site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.

Indemnification:

You agree to defend, indemnify and hold THFC harmless from and against any and all claims, damages, costs and expenses, including lawyer's fees, arising from and related to your use of the Site.

Copyright Notice:

Unless otherwise noted, the graphic images, buttons and text contained in this Site are the exclusive property of THFC and its subsidiaries. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise without prior written permission of THFC.

Trademarks:

This Site features logos, brand identities and other trademarks and service marks (collectively, the "Marks") that are the property of, or are licensed to THFC and its subsidiaries. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark displayed on this Site without written permission of THFC or any such third party that may own a Mark displayed on the Site.

Links to Third Party Sites/ Third party services:

As a convenience to users, this Site may link to other sites owned and operated by third parties and not maintained by THFC. However, even if such third parties are affiliated with THFC, THFC has no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of THFC. THFC is not responsible for the contents of any linked sites and does not make any representations regarding the content or accuracy of material on such sites. Viewing such third party sites is entirely at your own risk.

Cautionary Language Regarding Forward-Looking Statements:

This Site may contain statements, estimates or projections that constitute "forward-looking statements". Any such forward looking statements are inherently speculative and are based on currently available information, operating plans and projections about future events and trends. As such, they are subject to numerous risks and uncertainties. Actual results and performance may be significantly different from THFC's historical experience and our present expectations or projections. THFC undertakes no obligation to publicly update or revise any forward-looking statements.

Jurisdiction:

These Terms of Use are governed and interpreted under the laws of England. By using this site you consent to the jurisdiction of the courts located in England and Wales for any action arising from these Terms of Use. Any cause of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises.

If any portion of these Terms of Use is deemed unlawful, void or unenforceable, then that part shall be deemed severable and shall be construed in accordance with applicable law. Such a term will not affect the validity and enforceability of any remaining provisions. THFC's failure to act with respect to a breach of these Terms of Use by you or others does not constitute a waiver and shall not limit THFC’s rights with respect to such breach or any subsequent breaches.